Insurance That
Keeps You Trucking

Get comprehensive trucking insurance that covers a wider range of risks on the open road.

 
 

Giving You The Peace
Of Mind You Deserve

We take the time to understand your needs so we can create custom plans that fit your life.

 
 

High-Quality Coverage
For Every Situation

Customized policies. Competitive prices. Customer-centric service. That’s what makes us different.

 
 

Specialized Insurance To
Protect What Matters

Our insurance advisors have in-depth knowledge and experience with a wide variety of industries.

1
1

Insurance Solutions For Any Situation

Fame Insurance Agency, Inc. offers personal insurance, business insurance, employee benefits and financial services.

Header - Happy Family Outside Home
Personal Insurance

Our goal is to protect you from the unexpected through top quality insurance coverage.

Header - Country Highway With Trucks
Business Insurance

We’ll thoroughly assess your business and situation to develop cost-effective solutions.

Header - Employees High Five
Employee Benefits

Employee benefits programs that makes sense for your company and your employees.

Header - Construction Worker Making Plans
Specialized Insurance

Insurance coverage and risk management solutions for companies in various industries.

Financial Services

Get the financial advice you need from a source you trust. We offer business planning, wealth management and retirement planning services.

About Fame Insurance Agency, Inc.

What sets us apart?

First and foremost, we offer insurance solutions for literally everything you need. We pride ourselves on being able to find unique coverage options for any situation by partnering with the best regional and national insurance carriers. And on top of that, we have a division that specializes in trucking insurance, financial services, health and life insurance, as well as everything in between.

Our top priority is you.

We go the extra mile for our customers because building personal relationships is important to us. And while we work hard to get you the best possible price, protecting what matters most in your life is what we strive to do. So whether you’re looking for insurance coverage or our professional financial services, contact us today to get started!

About Our Agency

3901 W 86th St., Suite 220
Indianapolis, IN 46268

Proudly serving customers throughout Indiana.

Visit Us

Follow Us On Social Media

What Our Customers Say

Best company I've ever used. Amazing policies with reasonable prices. The agents are awesome at understanding everyday people.

Jason Hamilton

Very honest people. They want the best for you and your family. I would recommend them over other top name insurance companies.

Bryce Rancourt

Great guys, we have everything with them and couldn't ask for better service.

Brent Wethington
Read More Reviews
There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.

Personal InsuranceBusiness InsuranceEmployee Benefits
Work Safety

Pre-Hire Physical

Risk Factor

Are you about to hire your next workers' compensation claim? In an effort to get a position filled quickly, you may take short cuts that could cost you thousands of dollars.

Solution

Prospective employees should be required to complete a pre-hire physical. A copy of the intended job description can then be given to the medical provider with the physical requirements of the position. This helps to ensure only those capable of doing the job are hired and keeps other employees safe.

Education and Injury Reporting

Risk Factor

Often times employees don’t understand the workers' compensation process and may be afraid to report a claim for fear of losing their job or impacting a daily count of injury-free days that are tied to an incentive program.

Solution

Educate employees on the workers' compensation system. During the hiring process, consider explaining how workers' compensation coverage protects your employee when an injury occurs. Your employee should understand that it is their responsibility to report an injury immediately and follow the company’s guidelines for seeking medical attention. Explain your return-to-work policy and have your employees sign an agreement stating they understand the process.

Communication

Risk Factor

Your employee may become injured and you might be tempted to rely on someone else to communicate with them. As a result, your employee may be confused by the workers' compensation process and unsure where to turn.

Solution

You and your supervisors need to stay in constant communication with your employees. Your insurance broker can provide some coaching and guidance throughout the process. Above all, your employees should feel that you care about their injuries and that you will be involved in helping them recover. Your direct supervisors play a key role in this process and should be trained to effectively communicate with your employees throughout the injury.

Return-to-Work

Risk Factor

When your employees become injured, they may need time to recover. As an employer, you may be tempted to rely solely on the workers' compensation insurance company and/or your employee’s medical provider to communicate throughout the process. If you do, the process can become unnecessarily prolonged.

Solution

As the employer, let your insurance company and your employee’s medical provider know that you have a return-to-work program in place. Ask the medical provider to refer to the job description that has been provided for the injured employee. As soon as the employee is medically cleared, offer a light duty position and ask them to report to work. If needed, your employee can continue to receive treatment while they continue to recover.

Payroll Audits and EMR

Risk Factor

Statistically, your company’s Experience Modification Rate (EMR) has more than a 70% chance of being incorrect. Your EMR is a number used by insurance companies to gauge any past cost of injuries and future chances of risk. In addition, over 80% of payroll audits are done incorrectly. Both factors impact your workers' compensation coverage.

Solution

Trust your insurance advisor and have them assist and advocate during the annual payroll audit conducted by the insurance company. Your agent should also monitor all claims, but especially claims reserved over a $10,000 threshold. Larger claims should have a quarterly report prepared by your insurance agent to let you know the status of the claim. Your agent should work with your insurance company’s claims adjustor to close any claims as quickly as possible.

Medical Provider Communication

Risk Factor

Claims can remain open longer than needed due to poor communication between you and your employee’s medical provider. As a result, you may be unaware that your employee is well enough to return to work on a modified basis.

Solution

Get to know the doctors that are helping your employee heal. Your insurance broker should foster this relationship by assisting you in the selection of the medical provider prior to a claim. Meet with the medical provider, interview them, tour their facilities, ask them to tour your location and explain your return-to-work program. Job descriptions can be provided to the medical provider and an agreement of services can be achieved. Once a claim takes place, a clear line of communication should be established so you are kept aware of your employee’s status.

Safety Training

Risk Factor

Sometimes employees are trained to do a job well, but are not trained to do their job safely. Many work-related injuries can be avoided by effective training.

Solution

Your insurance broker should be able to organize monthly training classes. Many insurance carriers offer training tools at no charge and your broker can help you utilize these tools to your advantage. For example, topics such as proper lifting techniques can be critical for many job functions. Also, using tools like payroll stuffers can be very effective.

OSHA Inspections

Risk Factor

Many employers are concerned about their next OSHA visit. Worried about citations and fines, employers see OSHA as the enemy. Sound familiar?

Solution

OSHA's On-site Consultation Program offers free and confidential safety and occupational health advice to small and medium-sized businesses in all states across the country, with priority given to high-hazard worksites. On-site Consultation services are separate from enforcement and do not result in penalties or citations. Consultants from state agencies or universities work with employers to identify workplace hazards, provide advice on compliance with OSHA standards and assist in establishing injury and illness prevention programs.

Fame Insurance Agency, Inc. Client Portal

Manage your account with us quickly and easily!

Report Claim
Request Policy Change
Request Certificate
Request Auto ID Card
Pay Bill
Policy Review

Logo-Curved-Line

Insurance Quote Request

As an independent agency, we offer multiple options at competitive prices.

  • Coverage will not be bound or changed until confirmed by a licensed agent.
  • This field is for validation purposes and should be left unchanged.